Andrea Nobile

• Co-led development of an AI-powered insurance products comparator tool, advising technical teams on data modeling and ML algorithms gaining deep expertise in machine learning applications.
• Advise on strategic transformation initiatives, including P&C paramentric insurance and digitalization on Life insurance underwriting.

• Supported the Group CFO in strategic and financial projects, optimizing cross-functional collaboration.
• Led key initiatives in Asian markets, delivering strategic direction for financial operations and governance.

• Led regional finance for 8+ business units achieving 15%+ organic growth thanks to: redesigned product portfolio and distribution strategy, expense optimization and process review.
• Enhanced corporate processes and governance, fostering synergies across departments while elimitating inefficiencies and redundancies.
• Spearheaded IFRS17/9 rollout.
• Led two major M&A transactions (Malaysia and India) and integrated the acquired companies.

Key highlights of Group Corporate Finance contribution to the 2018 Strategic Plan:

• Increased dividend payout ratio within the plan horizon to 55-65%;
• >9.2B euro of remittance and cash upstream from group companies with >7B euro net holding cash flow;
• 1.5-2B euro of debt reduction and 70-140M euro of gross interest expense reduction;
• 3-4B euro to be invested in M&A.

Identified clear leavers to upstream capital from group companies, freeing up excess capital from subsidiaries, after having stabilized local companies capital and cash management.

• Improved debt capital markets approach and managed innovative capital instruments (first ever Ancillary Own Fund issuance under Solvency II).
• Established revolving credit facilities (4B euro) to bolster liquidity and funding flexibility.
• Partnered with IR team to strengthen investor relationships, achieved improved pricing and reduced execution risk.