Cristian Panatta

• same duties as previous role with the addition of coordinating and managing a team of 3 people.
• Decision-making powers during regular meetings with the management side

• Assessment of creditworthiness aimed at granting credit to private and business customers through analysis of the customer's financial situation using databases such as CRIF, EXPERIAN, CTC, ACCERTIFY fraud detected, FIDO phone and mail detected and Cerved Information Bulletins and CRIF Visures;
• Consultation of computer applications such as SCIPAFI's Public Fraud Prevention System, Experian's Detect database, CRIF's Fraud Analyser, and investigation companies such as Revel and Federalpol; in order to analyze, prevent, and managerei possible fraud attempts;
• Continuous updating regarding new types of frauds, assisted by the study through the use of ad hoc reports of their incidence on physical and digital channels;
• Mentoring and training of newly hired resources;
• Analyzed large amounts of data to find patterns of fraud and anomalies.
• Evaluated customer data to identify and prevent fraudulent activities.
• Tracked fraud cases and monitored trends to develop strategies for prevention.
• Performed risk assessments to determine level of fraud risk and prioritize investigations.
• design for the implementation of bureaux within the core banking system.
• design of the core banking system dashboards.
• Responsible for creating periodic reports on portfolio performance and detection and management of fraud attempts.

• Assessment of creditworthiness aimed at granting credit to private and business customers through analysis of the customer's financial situation using databases such as CRIF, EXPERIAN, CTC, and Cerved Information Bulletins and CRIF Visures;
• Consultation of computer applications such as SCIPAFI's Public Fraud Prevention System, Experian's Detect database, CRIF's Fraud Analyser, and investigation companies such as Revel and Federalpol; in order to analyze, prevent, and managerei possible fraud attempts;
• Continuous updating regarding new types of frauds, assisted by the study through the use of ad hoc reports of their incidence on physical and digital channels;
• Mentoring and training of newly hired resources;
• Enhanced detection capabilities for potential fraudulent activities through regular review of account transactions and patterns.
• Conducted thorough investigations on suspicious cases, ensuring timely resolution and minimizing financial impact.
• Collaborated with cross-functional teams to develop comprehensive anti-fraud policies and procedures.
• Developed customized reports for senior management, highlighting key trends and insights on fraud-related issues.
• Identified emerging fraud trends by conducting regular market research and staying updated on industry best practices.

Detect and analyze the typical risk of financing transactions, related to the probability of borrower default and/or deterioration of the borrower's creditworthiness. Some of the activities performed are:

• analyze and assess the financial strength of the client;
• analyzing the feasibility of financing operations, through the tools proper to credit analysis through the help and consultation of archives and tools such as CRIF Archive, CERVED, SCIPAFI;
• monitoring the performance of the credit portfolio;
• Reduced fraud losses by implementing effective fraud prevention strategies and monitoring systems.
• Enhanced detection capabilities for potential fraudulent activities through regular review of account transactions and patterns.
• Conducted thorough investigations on suspicious cases, ensuring timely resolution and minimizing financial impact.
• Collaborated with cross-functional teams to develop comprehensive anti-fraud policies and procedures.