Francesco Bosaia
Milan
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
10
10
years of professional experience
Work History
Senior Credit Risk Analyst
Sorgenia SpA
02.2020 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Assessed credit risk and analyzed financial statements on more than 100 OTC counterparties open to commodity trading
- Conducted financial review of existing and prospecting customer lines of credit by assessing company financials and initiating credit application reviews.
- Daily monitoring and execution of margin calls with OTC counterparties and Clearing Banks covering all the
- Modelling of mid term financial planning.
Business Controller
Sorgenia SpA
12.2015 - 02.2020
- Managed budgets, assets, portfolios, accounts payable, and receivable and general financial reporting procedures.
- Prepared balance sheets, cash flow reports and income statements.
- Created and distributed reports on internal and external finances, audits, and budgets.
- Reviewed documents and data to give accurate presentations and forecasts to upper management.
Junior Analyst Intern
Deloiite & Touche
01.2015 - 05.2015
- Collaborated with stakeholders to identify business needs and data sources.
- Auditing CSR Reports for Energy Markets and strategic infrastructures corporations
Demand Planning Intern
S.C. Johnson
05.2014 - 11.2014
Student Intern
REF-E
10.2013 - 04.2014
- Reported back to instructor to receive day-to-day tasks and responsibilities.
- Communicated effectively with faculty and staff and accepted critiques and suggestions for areas of improvement.
Education
Master of Science - Business And Managerial Economics
02.2014
- Completed University-level Coursework: Diploma in Digital Innovation, Politecnico di Milano (Graduate School of Business);
- Study Abroad: Erasmus - ICN Business School, Nancy (France);
- Study Abroad: Overseas - Loyola Institute of Business Administration, Chennai (India);
Bachelor of Science - Economics
11.2011
- International Working Experience at the Grand Canyon National Park (Arizona, USA]; summer 2010
Skills
- Credit Line Establishment
- Financial Forecasting
- Financial Statements Expertise
- Business Analytics
- Credit Application Review
- Client Assessment and Analysis
- Preparing Proposals
- Credit Decisions
- Credit Monitoring
- Risk Assessment
Languages
English
Advanced (C1)
Timeline
Senior Credit Risk Analyst - Sorgenia SpA
02.2020 - Current
Business Controller - Sorgenia SpA
12.2015 - 02.2020
Junior Analyst Intern - Deloiite & Touche
01.2015 - 05.2015
Demand Planning Intern - S.C. Johnson
05.2014 - 11.2014
Student Intern - REF-E
10.2013 - 04.2014
Università Cattolica Del Sacro Cuore - Master of Science, Business And Managerial Economics
Università Cattolica Del Sacro Cuore - Bachelor of Science, Economics
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