Gihan Soysa
Milan
Summary
Credit Risk Professional with experience in credit structuring, portfolio management and loan workouts. Well versed in advanced underwriting concepts for commercial lending, real estate financing, project financing and contractor financing. Superior analytical and communication skills. Proactivity for identifying risks and devising well defined solutions. Penchant for multi-tasking and strong attention to detail in fast paced environments. Multi-faceted and geographically diverse experience. I have worked in multi-segmented organizations across regions, have successfully assembled, and deployed teams. I am independent, accountable for the function, personable and driven to succeed.
Overview
11
11
years of professional experience
Work History
Head of Business & Economics
St. Joseph's International College Milan
01.2023 - Current
- Lecturing Business & Economic (Cambridge Syllabus) lessons to IGCSE, AS & AL students (aged 14-18)
- Deliver skill and knowledge required for students to prepare for examinations with real world practices and scenarios
- Incorporating corporate expertise into the classroom to provide simulation and clarity
- Generate lesson plans utilizing various curriculum resources
- Generate term/mock exam papers in the objective of preparing students for final exams
- Mark semester end papers, keep record of grades, prepare year end student reports and perform other administrative duties as required
- Coaching IELTS for candidates with relevant interests
- University entrance & Migration purposes.
Senior Credit Analyst
Nasser Bin Khaled Automobiles Doha Qatar
01.2020 - 01.2023
- Reviewing credit applications from all dealerships under NBK (Mercedes Benz, Audi, Volkswagen, Harley Davidson, Mitsubishi/MG)
- Collaborating with the team to generate SME Policy
- Executing Financial and Bank Statement spreading for analysis
- Granting one-time credit/Revolving lines and restructuring of a/c's
- Collaborating with Relationship Manager/F&I to monitor a/c performances and repayments.
Senior Credit Analyst
Commercial Bank of Qatar (Doha, Qatar)
01.2014 - 01.2020
- Review and provide high quality of analysis of credit applications for Small Medium Enterprises (SME) Make sensible recommendations with practical, risk mitigating and acceptable conditions / facility structuring to approval authorities to facilitate adherence to defined risk levels and approve under the delegated credit authority
- To have a quality and effective one-to-one discussion with the Relationship Manager and reach to an acceptable solution which addresses the risk concerns, and projects the banks interest whilst aiding growth of the Business
- Checking spreading and financial analysis is correctly carried out in the MRA and carry out appropriate re-classifications wherever necessary and ensure that MRA grading of account is appropriately done and reflects the underlying risk
- Keep track of the borrowers' compliance with credit terms and in conjunction with the Business unit, Risk & Control and FPMU, identify early signs of irregularity that may affect credit decisions (account activity type and transaction volume, credit utilization, etc.) while promptly highlighting any major deviations to relevant for corrective action
- Understand, communicate and implement the Bank's and QCB policies, procedures etc
- Reporting daily to Head of Corporate Credit and Chief Credit Officer (CCO) on the movements of Overdraft/Other excesses
- Preparing monthly SME Credit activity report for the Management
- Maintaining and monitoring Temporary Overdraft report for SME
- Collaborating with Relationship Managers to monitor account performances and repayments
- Collaborating with the team to generate SME Policy.
Education
BA (Hons) Business Administration -
University of Worcester
Diploma In Business Administration -
NCC Education
International Advance diploma in Business Administration -
NCC Education
Diploma In Credit Management -
Sri Lanka Institute of Credit Management
Credit Skills - OMEGA -
Commercial Bank of Qatar
ACCA -
Sri Lanka
Primary & Secondary education -
Gateway College Kandy
Personal Information
- Date of Birth: 06/20/1992
- Gender: Male
- Nationality: Sri Lankan
Timeline
Head of Business & Economics
St. Joseph's International College Milan
01.2023 - Current
Senior Credit Analyst
Nasser Bin Khaled Automobiles Doha Qatar
01.2020 - 01.2023
Senior Credit Analyst
Commercial Bank of Qatar (Doha, Qatar)
01.2014 - 01.2020
BA (Hons) Business Administration -
University of Worcester
Diploma In Business Administration -
NCC Education
International Advance diploma in Business Administration -
NCC Education
Diploma In Credit Management -
Sri Lanka Institute of Credit Management
Credit Skills - OMEGA -
Commercial Bank of Qatar
ACCA -
Sri Lanka
Primary & Secondary education -
Gateway College Kandy
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