KASUN PUSWELLAGE
Napoli
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Credit Officer /Executive
Union Bank Colombo PLC
05.2022 - 05.2023
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Adhered to banking standards and government lending guidelines for loan services.
Credit Officer / SME Banking Officer
NDB BANK PLC
06.2021 - 05.2022
- worked as SME banking officer in the branch network and being facilitating the credit & Trade related services to the customers, Handling the premium clients of the branch while monitoring Inward excess, day to day business banking and the recoveries
- Analyzing the portfolio of the branch and make positive impacts to buildup branch profit.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Checked appraisals, title information and insurance documents for each property.
Central Processing Unit Officer/Banking Assistant
DFCC Bank PLC
10.2020 - 06.2021
- Working as a CPU officer handles the GL to GL & Account to GL Transaction in the Bank
- At the same time authorizing the manual entries and handling the Lease suspense account & Pawning suspense account of the bank.
- Wrote detailed narrative reports for use in investigations.
- Attended personnel meetings and training sessions to improve skills and learn new policies and procedures.
- Conducted surveillance to detect suspicious activity.
Network Service Center Officer/Banking Assistant
DFCC Bank PLC
10.2019 - 10.2020
- I was supervised the CDD Project which consists of 8 Team members for the purpose of digitalizing account opening mandates of the bank
- Which have to be processed via work flow system We were able to archived approximately 325,000 mandates of 51 Branches which have been almost completed as at today
- I have handled branch confirmations and many other reporting processes very smoothly with the branches
- I have supervised the inward cheque return process (all branches) with the guide lines and which have not taken any additional days in clearing
- I have participated in many Special projects such as tastings of Credit card Initiating, testing of Cash Management Systems, testing of clearing system and the testing of i-connect System.
Branch Teller/ Trainee Banking Assistant
DFCC Bank
10.2017 - 10.2019
- I was working as the teller of the cash counters, account opening counters and Customer related services in Ramanayake Mawatha branch, which was relativity heavier than the other branches
- Advised customers of products and services and assisted bankers in delivering superior customer service.
- Maintained confidentiality of private banking information with discretion, diplomacy and professionalism.
- Managed customer service inquiries and pinpointed and implemented proper path to resolution.
- Gathered due diligence information for loan document preparation, ordered title work appraisals and secured collateral data from lender.
Undergraduate Trainee
Bank of Ceylon
04.2017 - 08.2017
- Branch
- Worked as public banking unit Service facilitator and provide the services with the procedures and the guidelines according to the bank
- Individually handles the customers regarding the following services (E banking, SMS, Passbook updating and New Passbook Issuing , Fixed deposit Uplift, Telegraphic Transfers issuing, Visa Balance Confirmation Issuing , Remittance services )
Education
MBA - Financial Management
Cardiff Metropolitan University, Uk / (ICBT)
Cardiff,Uk 07.2023
BSc (Hons) Management Degree - Business Management
University College of Dublin Ireland / (NSBM)
Dublin, Ireland11.2019
Higher National Diploma - Business Management
National Institute of Business Management
Colombo, Sri Lanka08.2017
Advanced Diploma - Business Management
National Institute of Business Management
Colombo, Sri Lanka04.2016
Intermediate Applied Banking And Finance - Banking
Institute of Bankers of Sri Lanka (IBSL)
Colombo, Sri LankaSkills
- Excellent communicative skills
- Sound knowledge of MS Office
- Problem solving & decision making
- Meeting strict deadlines
- Document Evaluation
- Critical Thinking
- Customer Acquisition
- Customer Relationship Management
- Credit Validations
- Field Inspection
Accomplishments
- Supervised team of customer due diligence unit of 8 staff members.
Affiliations
Former Member of 1st Eleven Cooray Football Club. Former Member of college 1st Eleven (under 19) Football team.
Former College Student Manager at HNB.
Former Member of college Debate Association
Former Member of College Commerce union
Former Member of College IT society
Certification
Certificate of Completion Lean White Belt Program at DFCC Bank Plc
Certificate of commercial banking operational program at DFCC Bank Plc
Certificate of Completion SLBA e-Learning course in the framework of the Sustainable Banking Initiative at UNION Bank Plc
sports
Playing football and swimming
· Soccer Champions of the Battle of Giant sports Fest 2019, representing 1st Eleven Football team of DFCC BANK PLC
· Runner up in City league Football tournament 2019, representing 1st Eleven Football team of Cooray SC
· Former Member of 1st Eleven Cooray Football Club.
· Former Member of college 1st Eleven (under 19) Football team
Languages
English
Bilingual or Proficient (C2)
sinhala
Bilingual or Proficient (C2)
Italian
Intermediate (B1)
Tamil
Advanced (C1)
Timeline
Credit Officer /Executive
Union Bank Colombo PLC
05.2022 - 05.2023
Credit Officer / SME Banking Officer
NDB BANK PLC
06.2021 - 05.2022
Central Processing Unit Officer/Banking Assistant
DFCC Bank PLC
10.2020 - 06.2021
Network Service Center Officer/Banking Assistant
DFCC Bank PLC
10.2019 - 10.2020
Branch Teller/ Trainee Banking Assistant
DFCC Bank
10.2017 - 10.2019
Undergraduate Trainee
Bank of Ceylon
04.2017 - 08.2017
MBA - Financial Management
Cardiff Metropolitan University, Uk / (ICBT)
BSc (Hons) Management Degree - Business Management
University College of Dublin Ireland / (NSBM)
Higher National Diploma - Business Management
National Institute of Business Management
Advanced Diploma - Business Management
National Institute of Business Management
Intermediate Applied Banking And Finance - Banking
Institute of Bankers of Sri Lanka (IBSL)
Certificate of Completion Lean White Belt Program at DFCC Bank Plc
Certificate of commercial banking operational program at DFCC Bank Plc
Certificate of Completion SLBA e-Learning course in the framework of the Sustainable Banking Initiative at UNION Bank Plc
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