Loredana Grech
Swatar
Summary
Possess strong communication and interpersonal skills and this helped to be outgoing and express creativity and opinion.
Offering suggestions and new ideas for improvement within the department and even holistically.
When there is an issue support is given when ever needed.
Always keep in mind what's best for BOV and its reputation.
A good problem solver with strong analytical and critical thinking skills.
Overview
23
23
years of professional experience
Work History
Senior Coordinator - Credit Analyst
Bank of Valletta
01.2022 - Current
- Evaluating and vetting different type of Secured and Unsecured Personal Loans including High Value Personal Loans and Other Than Residential Loans
- Requesting further clarifications or documents from the branches if need be
- Giving my opinion about the proposal I just vetted to my management
- Assisting the branches in any difficulties they have with regards to RLO system application
- MDA Account Reconciliation
- Sending email to branches to effect MDA drawdown
- Assisting MDA Suppliers in their requests
- Carrying CCR when need be
Home Loans Officer (BOV Consumer Finance Department)
Bank of Valletta
09.2013 - 11.2019
- Checking Accounts
- Preparing Sanction letters
- Sending Feedback to Branches
- Entrusted to write a Business Plan
- Hindsight Reviews
- Cash backs
- Asset Quality
- Two years experience on RLO Home and Personal Loan testing
Clerk(BOV Cards Centre)
Bank of Valletta
04.2007 - 09.2010
- USD BOVI Reconcilation Account
- GBP BOVI Reconvilation Account
- ATM Reconcilation Account
- ADC Reconcilation Account
- Issuing Payments for Visa
- Daily reconciliation of Visa Account
- Issuing Other Payments
- Used to do Statistics
- Installing epos machines
Cashier/ Relationship officer
Bank of Valletta
04.2005 - 01.2007
- Keeping the stationery in order
- Deposits of cheques
- Transfer between accounts
- Withdrawals from client’s account as requested by the client
- Collecting the work of each and every employee in the branch and check it
- Reconciling of opening of Accounts
- Reconciling of Alternative Delivery Channels
- Helping out the relationship officers in his/ her daily needs
- Carrying CSO duties when needed
Secretary
Apex Organisation
12.2003 - 04.2005
- Control the Organisation
- Setting up Board Meetings
- Preparing the Company’s Accounts
- Reading newspapers everyday for information on the cooperatives
- Setting up Annual meetings
- Searching on the websites for information on the cooperatives
- Settling Bills
Payment Outwars Officer
Fimbank Ltd
06.2003 - 10.2003
- Inputting data on the system
- Checking payment Outwards
- Sending Payment Outwards
- Liaising with the manager before sending them
- Filing
Accounts Clerk
Melita Cable Ltd
02.2003 - 06.2003
- Reconciling of Accounts
- Contacting Debtors
- Checking Invoices
- Writing out cheques to settle payments
- Inputting Data on Sage
Accounts Clerk / Motor Claims Officer
Globe Insurance Brokers Ltd
09.2001 - 02.2003
- Reconciling of Accounts
- Contacting Other Insurance agencies for settlement of Old Claims
- Preparing reports for New Claims
- Sending for the police report
- Set an appointment with the Surveyor
- Examining the Surveyor report and decide on the verdict
- Preparing Cheques to settle out the Outstanding Claims
Sales assistant
Merchatus Ltd
05.2002 - 10.2002
- Selling the vast range of souvenirs the company holds
- Keeping a look out not to let anyone steal something
- Helping clients to keep them satisfied with the service
Trainee
Bank Of Valletta
06.2001 - 09.2001
- Filing of files
- Answering and making telephone calls
- Writing letters
- Helping Colleagues in their work
Education
Secondary Education Certificate - Maltese, Italian, Mathematics, Social Studies, Accounting, Religious Knowledge, English Language, Physics, French, Geography, Computer
University of Malta
Msida06.1999
Intermediate - Pure Math’s, A Level, Accounting
University of Malta
Msida07.2021
Certificate in CIB -
The Chartered Institute of Bankers
Poala09.2001
Certificate in ECDL computer studies - Typewriting
LCCI EB
Floriana08.1997
NCHE Cache Level 3 Diploma - Early Years Workforce
Future Focus
Floriana01.2019
NCHE Cache Level 5 Diploma - Leadership for Health and Social Care and Children and Young people’s Services
Future Focus
Floriana11.2021
Skills
- Accountable
- Independent
- Responsible
- leadership
- Strong Character
- Determined
- Knows what I want
- Good Decision Maker
- Credit Analyst Skills
Identitycardnumber
72883(m)
Nationalinsurancenumber
B38053013
Referenceperson
Dr. David Tanti, 99494225
Personal Information
Date of Birth: 19/01/1983
Hobbies and Interests
- Spend quality time with children
- Thinking ; coming up with new ideas; do the necessary research and discuss them with the LRP and Centre Manager and thereafter implement them in my own business.
- Spending time surfing on the internet to keep updated with what is going around me
- Writing scripts and following online courses
- Organising Events
- Travelling
Summerworkexperience
Sales assistant -Merchatus Ltd,
From 1st May 2002 till 31st October 2002
Selling the vast range of souvenirs the company holds.
Monitoring and observing clients that entre the establishment to avoid stealing
Help clients out with their needs and offer a good quality customer service.
Timeline
Senior Coordinator - Credit Analyst
Bank of Valletta
01.2022 - Current
Home Loans Officer (BOV Consumer Finance Department)
Bank of Valletta
09.2013 - 11.2019
Clerk(BOV Cards Centre)
Bank of Valletta
04.2007 - 09.2010
Cashier/ Relationship officer
Bank of Valletta
04.2005 - 01.2007
Secretary
Apex Organisation
12.2003 - 04.2005
Payment Outwars Officer
Fimbank Ltd
06.2003 - 10.2003
Accounts Clerk
Melita Cable Ltd
02.2003 - 06.2003
Sales assistant
Merchatus Ltd
05.2002 - 10.2002
Accounts Clerk / Motor Claims Officer
Globe Insurance Brokers Ltd
09.2001 - 02.2003
Trainee
Bank Of Valletta
06.2001 - 09.2001
Secondary Education Certificate - Maltese, Italian, Mathematics, Social Studies, Accounting, Religious Knowledge, English Language, Physics, French, Geography, Computer
University of Malta
Intermediate - Pure Math’s, A Level, Accounting
University of Malta
Certificate in CIB -
The Chartered Institute of Bankers
Certificate in ECDL computer studies - Typewriting
LCCI EB
NCHE Cache Level 3 Diploma - Early Years Workforce
Future Focus
NCHE Cache Level 5 Diploma - Leadership for Health and Social Care and Children and Young people’s Services
Future Focus