Yulia Tikhonova
Milano
Summary
Yulia is experienced professional in banking sector leveraging fintech innovation in many countries in Europe, with 15+ years track record matured realizing numerous banking solutions and applying data and analytics in order to optimize banking processes in terms of costs/terms/risks. Julia led medium & large scale project engagements involving process analysis, design, configuration and delivery at major financial institutions throughout Europe.
Overview
17
17
years of professional experience
Work History
Director
EY
09.2023 - Current
- I am responsible for tasks across the major core banking transformation phases – Plan, Analyse, Design, Build, Test, Migrate, Deploy from a business and functional perspective as a critical link between the business and technology resources and stakeholders.
- Assist clients align project outcomes with their strategy by acting as an intermediary between business and technology stakeholders.
- Proactive identification of opportunities to assist the client de-risk projects by leveraging your experience in core banking transformations.
- Collaboration with Business Analysts and Architects in solutions and process design encompassing the client End to End solutions and Business process design
- Assist clients in leading discussions with various Core Banking Vendors on transformation projects.
- Assist clients with pre transformation and mobilisation tasks such as Product Standardisation, Requirements, documents for analysis workshops etc.
- Work with product managers and product designers to shape the evolution of the product set, with a specific focus on integration and extension capabilities.
- Assessment aimed at production of recommendations on solution options that align with the client’s strategy and business objectives.
- Contribution to the planning of solution delivery through estimations, dependencies, and risk management.
- Evaluation of estimations and roadmaps from vendor proposals.
- People through effectively supervising, coaching, and mentoring more junior members of staff
Associate Manager
Accenture
01.2019 - 09.2023
- Close collaboration with Leadership on strategic planning efforts, aligning departmental goals with overarching company objectives.
- Proactive identification areas for improvement, implementing solutions that led to significant cost savings.
- Enhancement of team productivity by implementing efficient project management strategies.
- Coordination of the development activities in the projects finalized at the digitalization of the credit platforms involving both onshore and offshore teams
- Team lead for onshore and offshore teams
- Business process analysis and elaboration of the technical documentation based on the functional specifications
- Coordination of the test activities (integration test, system test, UAT)
- Coordination of the Application Maintenance activities
- Measurement and estimations of the project activities Coordination of the project budgeting and staffing
Assistant Manager
KPMG
07.2016 - 01.2019
- Collaboration with the management team to develop strategic plans for business growth and improvement.
- Conduction of employee performance evaluations, providing constructive feedback for growth and development.
- Design of Core Banking platform for Credit Products and Current Accounts in compliance with regulatory requirements (Bkit, EBA) in the project aimed at the digitaliztion of core banking system Implementation of Flexcube core banking
- Data modelling and functional analysis of the overall banking dataset to be managed within Data Hub (new enterprise dispatcher
Project Manager
CRIF Spa
03.2012 - 06.2016
- Implementation of continuous improvement initiatives to optimize project outcomes while maintaining costeffectiveness.
- Analysis of project performance data to identify areas of improvement.
- Development of loan origination processes and design of credit strategies for a number of financial institutions in Europe
- Development of Credit Monitoring solutions Development of Collection solutions
- Development of IFRS9 impairement solutions
- Coordination of the development team, both onshore and offshore
- Presales
Risk Management Project Manager
UniCredit Bank
08.2011 - 03.2012
- Management of the project aimes at the integration with 3 BI providers within tight deadlines
- Contract negotiation
- Coordination of the activities related to re-engineering of the involved cross-company business processes internally and with the external consultants
- Coordination of the preparation of all the necessary Compliance/Risk procedures/guidelines/documentation
Team Lead
KBC Bank
09.2010 - 08.2011
- Meet changing demands by recommending improvements to business systems or procedures.
- Establishment of open and professional relationships with team members to achieve quick resolutions for various issues.
- Team Lead for the project of the implementation of new Loan Origination platform for Retail product lines (Mortgages, Credit Cards, Personal Loans).
- Coordination of the team responsible for the design of the business processes.
- Recruitment of new team members, hiring highest qualified to build team of top performers.
Application Manager
GE Consumer Finance
08.2009 - 09.2010
- Business owner of Loan Origination system for high-volume unsecured product lines responsible for the development of loan origination related business processes.
- Measurement and analysis of the business processes supported/ affected by the entrusted systems.
- Design of the changes in the entrusted systems applying maximum usability approach in order to achieve process efficiency and effectiveness.
- Management of the initiated projects throughout their lifecycle basing on requirements of project management framework and IT change management process, organizing the work of cross- functional teams.
- Management reporting.
- System performance monitoring.
- Execution of periodic solution/platform maintenance.
Business Analyst
CRIF Spa
12.2007 - 07.2009
- Development of loan origination solutions for a number of european financial institutions dealing with all product types (Overdraft&Guarantees, Mortgages, Personal Loans, Credit Cards).
- Development of application scoring models and design of decision rules for retail and corporate segments.
CRM Analyst
Sberbank
09.2006 - 09.2007
- Enhancement of CRM system efficiency by streamlining data entry processes and improving overall data quality.
- Optimization of customer segmentation for targeted marketing campaigns, leading to increased customer engagement and sales.
- Implemention of CRM best practices to enhance user adoption, driving increased productivity and better utilization of resources.
- Collaboration with cross-functional teams to develop strategies for customer acquisition, retention, and loyalty programs.
Education
World Economy And International Affairs
State University Higher School of Economics
Moscow07.2008
Skills
- Leadership
- Management
- Project Management
- Analytical Thinking
- Creative Problem Solving
- Budgeting
- System Integration
- Data migration
- Business process analysis
- Change Management
- People Management
Languages
English
Advanced (C1)
Italian
Bilingual or Proficient (C2)
Russian
Bilingual or Proficient (C2)
Consent
Autorizzo il trattamento dei miei dati personali presenti nel cv ai sensi dell'art. 13 del Decreto Legislativo 30 giugno 2003, n. 196 "Codice in materia di protezione dei dati personali" e dell'art. 13 del GDPR (Regolamento UE 2016/67)
Timeline
Director
EY
09.2023 - Current
Associate Manager
Accenture
01.2019 - 09.2023
Assistant Manager
KPMG
07.2016 - 01.2019
Project Manager
CRIF Spa
03.2012 - 06.2016
Risk Management Project Manager
UniCredit Bank
08.2011 - 03.2012
Team Lead
KBC Bank
09.2010 - 08.2011
Application Manager
GE Consumer Finance
08.2009 - 09.2010
Business Analyst
CRIF Spa
12.2007 - 07.2009
CRM Analyst
Sberbank
09.2006 - 09.2007
World Economy And International Affairs
State University Higher School of Economics
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